/* buytoletremortgages.co.uk — confident, clean, landlord-facing */
@font-face{font-family:"Display";src:url(/assets/fonts/display.woff2) format("woff2-variations");font-weight:200 800;font-display:swap}
@font-face{font-family:"Body";src:url(/assets/fonts/body.woff2) format("woff2-variations");font-weight:100 900;font-display:swap}

:root{
  --ink:#0F1B2D;
  --ink-2:#2A3A50;
  --mute:#5D6B7E;
  --navy:#16294A;
  --paper:#F5F7FA;
  --white:#fff;
  --line:#DCE2EA;
  --teal:#0E7C86;
  --teal-d:#0A5F67;
  --teal-l:#DDF1F2;
  --amber:#F5A524;
  --amber-d:#D98C0F;
  --amber-l:#FFF1D6;
  --rose:#D9434E;
  --rose-l:#FDE3E4;
  --sky-l:#E6EEF8;
  --green:#1F9D55;
  --r:14px;
  --wrap:1140px;
  --display:"Display",system-ui,sans-serif;
  --body:"Body",system-ui,sans-serif;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:var(--body);font-size:17px;line-height:1.65;color:var(--ink);background:var(--paper);font-variant-numeric:lining-nums tabular-nums}
img,svg{max-width:100%;display:block}
a{color:var(--teal-d);text-decoration-thickness:2px;text-underline-offset:3px}
a:hover{color:var(--ink)}
h1,h2,h3,h4{font-family:var(--display);font-weight:800;line-height:1.1;margin:0 0 .5em;letter-spacing:-.02em}
h1{font-size:clamp(36px,5.2vw,60px)}
h2{font-size:clamp(27px,3.3vw,40px)}
h3{font-size:clamp(19px,1.9vw,23px)}
h4{font-family:var(--body);font-size:13px;letter-spacing:.1em;text-transform:uppercase;font-weight:800;color:var(--mute);margin-bottom:.8em}
p{margin:0 0 1em}
.lead{font-size:clamp(18px,1.55vw,21px);line-height:1.55;color:var(--ink-2)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 20px}
.sr{position:absolute;left:-9999px}
.sr:focus{left:16px;top:16px;background:var(--amber);padding:10px 14px;z-index:99}
:focus-visible{outline:3px solid var(--teal);outline-offset:2px}
.hl{color:var(--amber)}
.mute{color:var(--mute)}
.small{font-size:14.5px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:var(--display);font-weight:800;font-size:16px;line-height:1;padding:16px 24px;border-radius:12px;border:2px solid transparent;text-decoration:none;cursor:pointer;transition:transform .12s,background .15s,color .15s;white-space:nowrap}
.btn:active{transform:scale(.98)}
.btn-amber{background:var(--amber);color:var(--ink);border-color:var(--amber)}
.btn-amber:hover{background:var(--amber-d);border-color:var(--amber-d);color:var(--ink)}
.btn-teal{background:var(--teal);color:#fff;border-color:var(--teal)}
.btn-teal:hover{background:var(--teal-d);border-color:var(--teal-d);color:#fff}
.btn-ink{background:var(--ink);color:#fff;border-color:var(--ink)}
.btn-ink:hover{background:#000;color:#fff}
.btn-ghost{background:transparent;color:var(--ink);border-color:var(--ink)}
.btn-ghost:hover{background:var(--ink);color:#fff}
.btn-white{background:#fff;color:var(--ink);border-color:#fff}
.btn-white:hover{background:var(--amber);border-color:var(--amber)}
.btn-lg{font-size:18px;padding:19px 30px}
.btn-sm{font-size:14.5px;padding:11px 16px}
.dark .btn-ghost{color:#fff;border-color:rgba(255,255,255,.6)}
.dark .btn-ghost:hover{background:#fff;color:var(--ink)}

/* Header */
.site-header{background:#fff;position:sticky;top:0;z-index:50;border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;min-height:74px;gap:20px}
.logo{display:inline-flex;align-items:center;gap:10px;font-family:var(--display);font-weight:800;font-size:19px;color:var(--ink);text-decoration:none;letter-spacing:-.02em;line-height:1}
.logo svg{width:38px;height:38px;flex:0 0 38px}
.logo span b{color:var(--teal)}
.nav{display:flex;align-items:center;gap:22px}
.nav a{color:var(--ink);text-decoration:none;font-weight:600;font-size:15.5px}
.nav a:hover,.nav a[aria-current]{color:var(--teal)}
.nav-toggle{display:none;background:transparent;border:2px solid var(--ink);border-radius:10px;padding:9px 16px;font:inherit;font-weight:700;font-size:15px;cursor:pointer;color:var(--ink)}
@media (min-width:901px) and (max-width:1080px){.nav{gap:14px}.nav a{font-size:14px}}
@media (max-width:900px){
  .nav-toggle{display:inline-block}
  .nav{display:none;position:absolute;left:0;right:0;top:74px;background:#fff;flex-direction:column;align-items:stretch;padding:12px 20px 22px;gap:2px;border-bottom:1px solid var(--line)}
  .nav.open{display:flex}
  .nav a{padding:13px 4px;border-bottom:1px solid var(--line);font-size:17px}
  .nav .btn{margin-top:12px;border-bottom:0;justify-content:center}
}

/* Sections */
section{padding:72px 0}
@media (max-width:700px){section{padding:52px 0}}
.tint{background:#fff}
.tint-teal{background:var(--teal-l)}
.tint-sky{background:var(--sky-l)}
.tint-amber{background:var(--amber-l)}
.dark{background:var(--ink);color:#fff}
.dark h1,.dark h2,.dark h3{color:#fff}
.dark .lead{color:rgba(255,255,255,.82)}
.dark a{color:var(--amber)}
.section-head{max-width:740px;margin-bottom:36px}
.section-head p{font-size:18px;color:var(--ink-2)}
.kicker{display:inline-block;font-family:var(--body);font-size:12.5px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--teal-d);background:var(--teal-l);padding:6px 12px;border-radius:999px;margin-bottom:16px}
.kicker.amber{background:var(--amber-l);color:#8A5A00}
.kicker.sky{background:var(--sky-l);color:#2B4A7A}
.dark .kicker{background:rgba(255,255,255,.12);color:var(--amber)}

/* Hero */
.hero{background:linear-gradient(135deg,var(--ink) 0%,var(--navy) 60%,#1E3A66 100%);color:#fff;padding:64px 0 0;overflow:hidden;position:relative}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:start;position:relative;z-index:1}
.hero h1{color:#fff;margin-bottom:18px}
.hero .lead{color:rgba(255,255,255,.85);margin-bottom:26px;max-width:560px}
.hero .points{display:flex;flex-wrap:wrap;gap:8px 22px;margin:0 0 40px;padding:0;list-style:none;font-size:15.5px;color:rgba(255,255,255,.9);font-weight:600}
.hero .points li{display:flex;align-items:center;gap:8px}
.hero .points svg{width:18px;height:18px;color:var(--amber)}
.hero .skyline{width:100%;height:auto;display:block;margin-top:24px;opacity:.95;max-height:170px}
@media (max-width:900px){.hero{padding-top:40px}.hero .wrap{grid-template-columns:1fr;gap:28px}}

/* Start card */
.start{background:#fff;color:var(--ink);border-radius:18px;overflow:hidden;box-shadow:0 30px 60px -30px rgba(0,0,0,.6)}
.start-top{background:var(--amber);padding:18px 24px;font-family:var(--display);font-weight:800;font-size:19px;line-height:1.2;letter-spacing:-.01em}
.start-top span{display:block;font-family:var(--body);font-weight:500;font-size:14px;margin-top:4px;color:#6B4600}
.start-body{padding:22px 24px 24px}
.start .btn{width:100%;margin-top:8px}
.choice-row{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin:14px 0 4px}
.choice-row label{border:2px solid var(--line);border-radius:10px;padding:11px 12px;font-size:14.5px;font-weight:600;cursor:pointer;display:flex;gap:8px;align-items:center}
.choice-row label:has(input:checked){border-color:var(--teal);background:var(--teal-l)}
.choice-row input{accent-color:var(--teal);margin:0}

/* Trust / features */
.trust{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
@media (max-width:760px){.trust{grid-template-columns:1fr}}
.trust>div{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px}
.trust h3{font-size:19px;margin-bottom:6px}
.trust p{margin:0;color:var(--ink-2);font-size:15.5px}
.trust .ico{width:46px;height:46px;border-radius:12px;background:var(--teal-l);color:var(--teal-d);display:grid;place-items:center;margin-bottom:14px}
.trust .ico svg{width:24px;height:24px}

/* Tiles */
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
@media (max-width:900px){.grid-3,.grid-4{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.grid-2,.grid-3,.grid-4{grid-template-columns:1fr}}
.tile{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:26px;display:flex;flex-direction:column;gap:8px;transition:transform .15s,border-color .15s,box-shadow .15s;text-decoration:none;color:var(--ink)}
a.tile:hover{transform:translateY(-3px);border-color:var(--teal);box-shadow:0 14px 30px -20px rgba(15,27,45,.4);color:var(--ink)}
.tile h3{margin:0;font-size:20px}
.tile p{margin:0;font-size:15.5px;color:var(--ink-2);flex:1}
.tile .go{font-weight:800;font-size:14.5px;color:var(--teal-d);font-family:var(--display)}
.tile .ico{width:48px;height:48px;border-radius:12px;display:grid;place-items:center;margin-bottom:6px}
.tile .ico svg{width:26px;height:26px}
.ico.teal{background:var(--teal-l);color:var(--teal-d)}.ico.amber{background:var(--amber-l);color:#8A5A00}.ico.sky{background:var(--sky-l);color:#2B4A7A}.ico.rose{background:var(--rose-l);color:var(--rose)}

/* Steps */
.steps{counter-reset:s;list-style:none;padding:0;margin:0;display:grid;gap:22px}
.steps li{display:grid;grid-template-columns:52px 1fr;gap:18px;align-items:start;margin:0}
.steps li::before{counter-increment:s;content:counter(s);width:52px;height:52px;border-radius:14px;background:var(--ink);color:var(--amber);font-family:var(--display);font-weight:800;font-size:22px;display:grid;place-items:center}
.steps h3{margin-bottom:.25em;font-size:20px}
.steps p{margin-bottom:0;color:var(--ink-2)}

/* Stat band */
.band{background:var(--ink);color:#fff;padding:28px 0}
.band .wrap{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.band b{display:block;font-family:var(--display);font-size:32px;font-weight:800;line-height:1;margin-bottom:4px;color:var(--amber)}
.band span{font-size:14px;color:rgba(255,255,255,.8)}
.band .note{grid-column:1/-1;font-size:12.5px;color:rgba(255,255,255,.55);margin:4px 0 0}
.band.light{background:#fff;color:var(--ink);border-bottom:1px solid var(--line)}.band.light b{color:var(--teal-d)}.band.light span{color:var(--ink-2)}.band.light .note{color:var(--mute)}
@media (max-width:760px){.band .wrap{grid-template-columns:1fr 1fr}}

/* Prose / article */
.article{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:56px;align-items:start}
@media (max-width:940px){.article{grid-template-columns:1fr;gap:36px}}
.prose{max-width:68ch}
.prose h2{font-size:clamp(24px,2.5vw,31px);margin-top:44px}
.prose h2:first-child{margin-top:0}
.prose h3{margin-top:30px}
.prose ul,.prose ol{padding-left:22px;margin:0 0 18px}
.prose li{margin-bottom:8px}
.prose table{border-collapse:collapse;width:100%;font-size:15.5px;margin:16px 0 26px;background:#fff;border-radius:12px;overflow:hidden;border:1px solid var(--line)}
.prose th,.prose td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}
.prose th{font-family:var(--body);font-weight:800;font-size:12.5px;letter-spacing:.06em;text-transform:uppercase;background:var(--sky-l)}
.prose .note{background:var(--sky-l);border-left:5px solid #2B4A7A;padding:16px 20px;border-radius:0 12px 12px 0;margin:22px 0;font-size:15.5px}
.prose .tip{background:var(--teal-l);border-left:5px solid var(--teal);padding:16px 20px;border-radius:0 12px 12px 0;margin:22px 0;font-size:15.5px}
.prose .warn{background:var(--rose-l);border-left:5px solid var(--rose);padding:16px 20px;border-radius:0 12px 12px 0;margin:22px 0;font-size:15.5px}
.prose .example{background:#fff;border:1px solid var(--line);border-radius:14px;padding:20px 24px;margin:22px 0}
.prose .example h3{margin-top:0;font-size:19px}
.prose .example table{margin:8px 0 0}
.aside{position:sticky;top:96px}
.aside .box{background:var(--ink);color:#fff;border-radius:var(--r);padding:26px}
.aside .box h3{color:#fff;font-size:21px;margin-bottom:8px}
.aside .box p{font-size:15px;color:rgba(255,255,255,.82)}
.aside .box .btn{width:100%;margin-top:8px}
.aside .links{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px 22px;margin-top:16px}
.aside .links h4{margin-bottom:10px}
.aside .links ul{list-style:none;margin:0;padding:0}
.aside .links li{padding:7px 0;border-top:1px solid var(--line);font-size:15px}
.aside .links li:first-child{border-top:0}
.aside .links a{text-decoration:none;font-weight:600}
.aside .links a:hover{text-decoration:underline}
.page-head{padding:52px 0 40px;background:#fff;border-bottom:1px solid var(--line)}
.page-head h1{max-width:22ch}
.page-head .lead{max-width:62ch}
.crumbs{font-size:14px;margin-bottom:18px;color:var(--mute)}
.crumbs a{color:var(--mute);text-decoration:none;font-weight:600}
.crumbs a:hover{color:var(--teal)}
.crumbs span::before{content:"›";margin:0 8px}

/* Forms */
.field{margin-bottom:16px}
.field label,.field .lbl{display:block;font-weight:700;font-size:14.5px;margin-bottom:6px}
.field input[type=text],.field input[type=email],.field input[type=tel],.field input[type=number],.field select,.field textarea{width:100%;font:inherit;font-size:17px;padding:13px 15px;border:2px solid #C9D2DE;border-radius:11px;background:#fff;color:var(--ink)}
.field input:focus,.field select:focus,.field textarea:focus{border-color:var(--teal);outline:none;box-shadow:0 0 0 4px var(--teal-l)}
.field input[aria-invalid=true]{border-color:var(--rose)}
.field .hint{font-size:13.5px;color:var(--mute);margin-top:6px}
.field .error{display:none;color:var(--rose);font-size:14px;margin-top:6px;font-weight:700}
.field .error.show{display:block}
.money{position:relative}
.money::before{content:"£";position:absolute;left:15px;top:50%;transform:translateY(-50%);font-weight:800;color:var(--mute)}
.money input{padding-left:30px!important}
.pct{position:relative}
.pct::after{content:"%";position:absolute;right:15px;top:50%;transform:translateY(-50%);font-weight:800;color:var(--mute)}
.row-2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:520px){.row-2{grid-template-columns:1fr}}
.opts{display:grid;gap:10px}
.opts label{border:2px solid var(--line);background:#fff;border-radius:12px;padding:14px 16px;cursor:pointer;display:grid;grid-template-columns:auto 1fr;gap:12px;align-items:start;font-weight:400;margin:0;font-size:15.5px}
.opts label b{display:block;font-weight:700;font-size:16px}
.opts label:has(input:checked){border-color:var(--teal);background:var(--teal-l)}
.opts input{margin-top:5px;accent-color:var(--teal)}
.check{display:flex;gap:10px;align-items:flex-start;font-weight:400;font-size:14.5px}
.check input{margin-top:4px;flex:none;width:19px;height:19px;accent-color:var(--teal)}
.consent{background:#fff;border:1px solid var(--line);border-radius:12px;padding:16px;margin-top:8px}
.consent p{font-size:14.5px;margin-bottom:.6em;color:var(--ink-2)}
.hp{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}
.seg{display:flex;border:2px solid #C9D2DE;border-radius:11px;overflow:hidden;background:#fff}
.seg label{flex:1;position:relative;cursor:pointer;text-align:center}
.seg input{position:absolute;opacity:0;inset:0}
.seg span{display:block;padding:11px 8px;font-size:14px;font-weight:700}
.seg input:checked+span{background:var(--ink);color:#fff}

/* Match form */
.form-shell{max-width:760px;margin:0 auto}
.form-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:36px}
@media (max-width:520px){.form-card{padding:22px 18px}}
.progress{display:flex;gap:6px;margin:0 0 28px}
.progress span{flex:1;height:6px;background:var(--line);border-radius:3px}
.progress span.done{background:var(--teal)}
.progress span.now{background:var(--amber)}
.step{display:none}
.step.active{display:block}
.step h2{margin-bottom:.35em;font-size:clamp(23px,2.5vw,30px)}
.step h2:focus{outline:none}
.step .lead{font-size:17px;margin-bottom:1.4em}
.step-nav{display:flex;justify-content:space-between;align-items:center;margin-top:28px;gap:12px}
.thanks{background:#fff;border:1px solid var(--line);border-radius:20px;padding:36px}
.thanks:focus{outline:none}
.thanks .tick{width:56px;height:56px;border-radius:50%;background:var(--green);display:grid;place-items:center;margin-bottom:20px}

/* Calculators */
.calc{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:28px;display:grid;grid-template-columns:1fr 1fr;gap:32px;margin-bottom:28px;scroll-margin-top:96px}
@media (max-width:760px){.calc{grid-template-columns:1fr;padding:20px}}
.calc h3{margin-bottom:6px;font-size:23px}
.calc .intro{font-size:15px;color:var(--mute);margin-bottom:18px}
.calc .out{background:var(--ink);color:#fff;border-radius:var(--r);padding:24px;align-self:start}
.calc .out .lbl{font-size:12.5px;letter-spacing:.1em;text-transform:uppercase;font-weight:800;color:var(--amber)}
.calc .out .big{font-family:var(--display);font-size:42px;font-weight:800;line-height:1.05;margin:4px 0 6px}
.calc .out dl{display:grid;grid-template-columns:1fr auto;gap:8px 16px;margin:18px 0 0;font-size:15px}
.calc .out dt{color:rgba(255,255,255,.75)}
.calc .out dd{margin:0;text-align:right;font-weight:800}
.calc .out .fine{font-size:12.5px;color:rgba(255,255,255,.6);margin:16px 0 0}
.calc input[type=range]{width:100%;accent-color:var(--teal)}
.calc label:has(output){display:flex;justify-content:space-between}
.calc output{font-weight:800}

/* FAQ */
.faq{max-width:820px}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:4px 20px;margin-bottom:10px}
.faq summary{cursor:pointer;font-family:var(--display);font-weight:800;font-size:18px;padding:14px 36px 14px 0;position:relative;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:10px;font-size:26px;color:var(--teal);font-weight:400}
.faq details[open] summary::after{content:"–"}
.faq .a{padding:0 0 16px;color:var(--ink-2);font-size:16px}

/* CTA */
.cta{padding:64px 0}
.cta .box{background:var(--ink);color:#fff;border-radius:24px;padding:48px;display:grid;grid-template-columns:1fr auto;gap:28px;align-items:center;position:relative;overflow:hidden}
.cta .box::before{content:"";position:absolute;right:-80px;top:-100px;width:300px;height:300px;border-radius:50%;background:var(--teal);opacity:.55}
.cta .box::after{content:"";position:absolute;right:140px;bottom:-140px;width:240px;height:240px;border-radius:50%;background:var(--amber);opacity:.7}
.cta .box>*{position:relative;z-index:1}
.cta h2{color:#fff;margin-bottom:8px}
.cta p{margin:0;color:rgba(255,255,255,.82);max-width:52ch}
.cta .btns{display:flex;gap:12px;flex-wrap:wrap}
@media (max-width:760px){.cta .box{grid-template-columns:1fr;padding:32px 24px}.cta .box::after{display:none}}

/* Footer */
.site-footer{background:#fff;border-top:1px solid var(--line);padding:52px 0 28px;font-size:15px;color:var(--ink-2)}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:36px;margin-bottom:32px}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:8px}
.site-footer a{color:var(--ink);text-decoration:none}
.site-footer a:hover{color:var(--teal);text-decoration:underline}
.legal{border-top:1px solid var(--line);padding-top:20px;font-size:13.5px;color:var(--mute)}
.legal p{margin-bottom:8px;max-width:100ch}
@media (max-width:860px){.foot-grid{grid-template-columns:1fr 1fr}}
@media (max-width:480px){.foot-grid{grid-template-columns:1fr}}

/* Cookie */
.cookie{display:none;position:fixed;left:16px;right:16px;bottom:16px;max-width:520px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px 18px;box-shadow:0 20px 40px -20px rgba(0,0,0,.4);z-index:60;gap:14px;align-items:center;font-size:14px}
.cookie.show{display:flex}
.cookie p{margin:0;flex:1}
@media (max-width:520px){.cookie{flex-direction:column;align-items:stretch}}
@media print{.site-header,.site-footer,.cookie,.cta{display:none}}